Top holiday let mortgage deals

To plan your holiday let mortgage strategy, it is important to have choice – and this is where HCH Financial Services can help (writes Howard Reuben).

Our team of experienced brokers provide access to a wide range of products and lenders, in addition to flexible criteria, various fixed, discount, and tracker rates, plus different fee options. We can also offer a host of mortgage terms, including two years, five, seven, and full term special offers.

Here are the leading holiday let mortgage options currently available for personal name borrowers: 

Lender	Rate	Rate type	Initial period
LendInvest Mortgages	5.29%	Fixed	24 months
West One Loans	5.34%	Fixed	24 months
West One Loans	5.64%	Fixed	60 months
Quantum Mortgages	5.69%	Fixed	60 months
Quantum Mortgages	6.59%	Fixed	84 months
Quantum Mortgages	6.79%	Fixed	84 months
Vernon Building Society	6.75%	Discount	Full term
Quantum Mortgages	9.14%	Tracker	Full term

There are many more holiday let mortgage products available – some with zero fees, some allowing large portfolios, and many other flexible features, including free valuations and free legal fees for remortgages. 

If your current mortgage is due for renewal in the next six months, we can secure a deal today so that when your existing deal ends, your new one can start straight away. Too many borrowers leave it far too late to assess the best options, and delaying the decision could mean your deal automatically switches to the lender's standard variable rate, some of which are 10%+.

Contact HCH Financial Services today to review your options and request your personalised quotes:

Call: 0333 1234 536

Email: advice@hchfs.com